Prototype · 5 states
State minimum auto liability
These pages explain how minimum liability is commonly described in five large states. Minimum compliance is not the same as adequate coverage. Laws change—confirm with your state insurance department before you buy.
Educational only. PolicyPlain does not sell insurance and does not provide insurance, legal, or financial advice. Coverage rules and prices vary by state and insurer. Read our full disclaimer.
- CACalifornia15/30/5 (moving toward higher limits—confirm current law)
- TXTexas30/60/25
- FLFloridaPIP-focused structure + PD minimum (confirm current BI rules)
- NYNew York25/50/10 plus required extras (confirm current package)
- ILIllinois25/50/20
Related: auto hub, bodily injury, roadmap.