NY · educational prototype

New York minimum auto liability

Educational only. PolicyPlain does not sell insurance and does not provide insurance, legal, or financial advice. Coverage rules and prices vary by state and insurer. Read our full disclaimer.

Commonly cited minimum

25/50/10 plus required extras (confirm current package)

Notation is educational (BI per person / BI per accident / PD). Exact wording and required extras vary—confirm before you buy.

What this means

New York requires a package of coverages beyond simple BI/PD minimums (including elements like no-fault / PIP). Minimum compliance is not a personal risk-management plan.

Verify the source

Cross-check current requirements via: New York State Department of Financial Services. PolicyPlain does not publish bindable legal advice.

Minimum ≠ enough

State minimums set a legal floor. Serious injuries and modern vehicle values often exceed those floors. Use our auto coverage planner to think through limits educationally.

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