For readers & reviewers
Trust & transparency
PolicyPlain is a free, public educational site about insurance concepts. We do not sell policies, require accounts, or publish get-rich or fake-quote claims.
1. Enough original education
We publish original plain-English guides and free decision tools—not scraped summaries. Live library right now: 36 guides and 19 tools, plus topic hubs, state education pages, EU/UK market pages, and dated Updates.
2. Clear ownership & contact
A named editor runs the desk. Anyone can email without creating an account.
3. Privacy, cookies, disclaimer
Required reader protections for advertising and YMYL topics live as first-class pages—linked in the footer on every URL.
- Privacy policy (includes AdSense / analytics disclosure)
- Cookie policy (Accept vs Essential only)
- Disclaimer (not advice, not a quote, not an insurer)
- Terms of use
- How we make money
- Editorial policy
4. No get-rich or fake-quote claims
We refuse:
- “Guaranteed savings,” “lowest rates,” or get-rich promises
- Fake or bindable insurance quotes from this website
- Carrier kickback rankings dressed up as advice
- Login walls or paid unlocks for basic education
Calculators are labeled as educational models. Cost figures are dated ranges. See methodology and the disclaimer.
5. Reachable without login
The public site at policyplain.org needs no account, paywall, or app install. Tools run in the browser; optional cookies are for analytics/ads after you Accept—not for gating content.