FL · educational prototype
Florida minimum auto liability
Commonly cited minimum
PIP-focused structure + PD minimum (confirm current BI rules)
Notation is educational (BI per person / BI per accident / PD). Exact wording and required extras vary—confirm before you buy.
What this means
Florida’s auto framework historically emphasized personal injury protection (PIP) and property damage liability, with bodily injury rules that have changed over time. Treat this page as orientation and verify current requirements with the state.
Verify the source
Cross-check current requirements via: Florida Office of Insurance Regulation / DFS consumer resources. PolicyPlain does not publish bindable legal advice.
Minimum ≠ enough
State minimums set a legal floor. Serious injuries and modern vehicle values often exceed those floors. Use our auto coverage planner to think through limits educationally.
Canonical URL for sharing: https://policyplain.org/states/florida