IL · educational prototype

Illinois minimum auto liability

Educational only. PolicyPlain does not sell insurance and does not provide insurance, legal, or financial advice. Coverage rules and prices vary by state and insurer. Read our full disclaimer.

Commonly cited minimum

25/50/20

Notation is educational (BI per person / BI per accident / PD). Exact wording and required extras vary—confirm before you buy.

What this means

Illinois commonly cites 25/50/20 minimum liability. Drivers with assets often choose higher limits and consider umbrella coverage once underlying auto/home limits are strong.

Verify the source

Cross-check current requirements via: Illinois Department of Insurance. PolicyPlain does not publish bindable legal advice.

Minimum ≠ enough

State minimums set a legal floor. Serious injuries and modern vehicle values often exceed those floors. Use our auto coverage planner to think through limits educationally.

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