CA · educational prototype

California minimum auto liability

Educational only. PolicyPlain does not sell insurance and does not provide insurance, legal, or financial advice. Coverage rules and prices vary by country and insurer—confirm with your national supervisor. Read our full disclaimer.

Commonly cited minimum

15/30/5 (moving toward higher limits—confirm current law)

Notation is educational (BI per person / BI per accident / PD). Exact wording and required extras vary—confirm before you buy.

What this means

California has historically required relatively low BI/PD minimums compared with today’s claim severity. Higher voluntary limits are commonly discussed for asset protection. Always confirm the current statutory minimum before you shop.

Verify the source

Cross-check current requirements via: California Department of Insurance consumer pages. PolicyPlain does not publish bindable legal advice.

Minimum ≠ enough

State minimums set a legal floor. Serious injuries and modern vehicle values often exceed those floors. Use our auto coverage planner to think through limits educationally.

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