TX · educational prototype
Texas minimum auto liability
Educational only. PolicyPlain does not sell insurance and does not provide insurance, legal, or financial advice. Coverage rules and prices vary by country and insurer—confirm with your national supervisor. Read our full disclaimer.
Commonly cited minimum
30/60/25
Notation is educational (BI per person / BI per accident / PD). Exact wording and required extras vary—confirm before you buy.
What this means
Texas minimums are often written as 30/60/25. Minimum liability is not the same as adequate liability if you have savings, a home, or future wages to protect.
Verify the source
Cross-check current requirements via: Texas Department of Insurance. PolicyPlain does not publish bindable legal advice.
Minimum ≠ enough
State minimums set a legal floor. Serious injuries and modern vehicle values often exceed those floors. Use our auto coverage planner to think through limits educationally.
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