Advanced · auto · 3 min
Insurance claim checklist generator (auto, home, renters)
Pick auto, homeowners, or renters and get a sectioned checklist you can check off, print, or export to Excel—incident safety, photos, declarations details, communication log, and questions to ask before or after you notify your carrier. Pair with the should-I-file-a-claim tool for auto repair math; this page is organization only.
Direct answer: Methodology: curated checklist templates by line of business with optional severity and fault notes for your records. Assumptions: you will verify requirements with your carrier, landlord, or lienholder. Limitations: not emergency services, not a First Notice of Loss, not legal advice on coverage or fraud—state and policy forms differ.
Step 1 of 3· Claim type
33%
This checklist helps you stay organized before you call your carrier. It does not file a claim and is not legal advice.
How to use results
- Treat numbers as educational ranges, not bindable quotes.
- Download the Excel decision pack for your exact inputs, outputs, checklist, and matched guides—or use Copy results / Print / save PDF before you close the tab.
- Pair with a guideline for the buying process.
Methodology
Models use transparent formulas (DIME, premium multipliers, weighted checklists). Read the full methodology page.
Frequently asked questions
Does this tool file a claim with my insurance company?+
No. PolicyPlain does not contact carriers. Use the checklist to gather information, then follow your insurer’s claims process when you choose to report a loss.
Is this the same as the should-I-file-a-claim calculator?+
No. The claim decision calculator models repair cost vs deductible and surcharges for auto. This generator is a documentation and communication organizer for auto, home, or renters claims.