Towing and labor
Roadside help on auto policies for tow, jump starts, and flat changes within limits.
Plain definition
Towing and labor coverage reimburses roadside assistance expenses—tow to a shop, battery jump, tire change—when your vehicle breaks down, subject to dollar limits per disablement and policy year. Some carriers bundle it with comp or sell it as an endorsement.
Why it matters
One long tow off the interstate can exceed default $50 limits if you skimp on roadside coverage.
Example
Your alternator dies on a highway. Towing and labor pays up to $100 toward the tow to your chosen repair facility.
Common misunderstanding
It is not full mechanical breakdown insurance for engine repairs—only roadside events listed in the endorsement.
Policy language always controls. This is educational content, not advice. See our disclaimer.