Glass deductible
Separate deductible—or zero deductible—for windshield and auto glass claims.
Plain definition
Glass coverage on auto policies may waive the comprehensive deductible for windshield repair or replacement, or use a lower glass-only deductible. Full glass endorsements vary by state because of glass claim frequency and fraud rules.
Why it matters
Frequent rock chips become cost-free repairs when glass deductible waivers apply, preserving comp claims history compared to large comp deductibles.
Example
A cracked windshield qualifies for repair at $0 out of pocket while other comp claims still use your $500 deductible.
Common misunderstanding
Zero glass deductible does not cover body damage from the same rock that also dented the hood—that remains comp with the standard deductible.
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