Is this legal advice?

No. This is general education about common IDD-style themes. For a dispute or regulated advice, use a licensed professional and your national supervisor.

Does IDD apply in the UK?

The UK has its own conduct framework under the FCA after Brexit. Consumer information duties still exist, but do not assume EU IDD text applies unchanged—check FCA materials.

EU / UK topic

Insurance Distribution Directive-style information duties (education)

Direct answer: EU insurance distribution rules generally expect clear product information before you buy. Exact duties depend on country and distributor type—use this page as orientation, then verify with your supervisor.

Educational only. PolicyPlain does not sell insurance and does not provide insurance, legal, or financial advice. Coverage rules and prices vary by country and insurer—confirm with your national supervisor. Read our full disclaimer.

What “information duties” usually mean

Distributors are often expected to provide understandable product information, avoid misleading marketing, and consider whether a product meets a disclosed need. National implementation details differ.

What to keep when you buy

Keep the IPID / product sheet (where used), the schedule, and any advice record. Those documents matter more than a comparison-site screenshot.

Complaints

Start with the insurer’s complaints process, then the national supervisor or ombudsman route for your country. PolicyPlain does not mediate complaints.

FAQ

Is this legal advice?: No. This is general education about common IDD-style themes. For a dispute or regulated advice, use a licensed professional and your national supervisor.
Does IDD apply in the UK?: The UK has its own conduct framework under the FCA after Brexit. Consumer information duties still exist, but do not assume EU IDD text applies unchanged—check FCA materials.