EU / UK · SEK · Swedish (English explainers first)
SwedenSverige
Direct answer: Sweden requires traffic insurance (trafikförsäkring) for motor vehicles; home and life covers are separate decisions after that floor.
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Motor
Trafikförsäkring (traffic / third-party style motor cover) is compulsory. Partial and full kasko layers are optional.
Home
Hemförsäkring often bundles contents and liability for households; owners may need separate building arrangements.
Life assurance
Term life and group covers through employers are common—check what stops if you change jobs.
What to do this week
- Confirm trafikförsäkring is active, then decide on kasko for the car’s value.
- Review hemförsäkring liability limits for everyday household risks.
- Confirm live rules with Finansinspektionen.
FAQ
- What is trafikförsäkring?
- It is Sweden’s compulsory motor traffic insurance layer. Optional kasko covers are separate and protect more of your own vehicle.