EU / UK · EUR · Portuguese (English explainers first)
Portugal
Direct answer: Portugal requires compulsory motor civil liability; home and life products are optional and should be read for water damage, seismic, and sum-assured details.
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Motor
Compulsory motor civil liability applies; optional covers expand own-damage and assistance.
Home
Multirisk home policies vary on water damage and seismic extras—check what is standard vs rider.
Life assurance
Term life linked to credit is common; compare the declining balance to family income needs.
What to do this week
- Separate compulsory RC from optional own-damage before comparing price.
- Ask whether seismic or water damage needs an explicit extension.
- Confirm live rules with ASF.
FAQ
- Who supervises insurers in Portugal?
- ASF (Autoridade de Supervisão de Seguros e Fundos de Pensões) is the national insurance supervisor.