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BelgiumBelgië / Belgique
Direct answer: Belgium requires motor third-party liability; home and life products are common household covers that should be compared on limits and exclusions.
Educational only. PolicyPlain does not sell insurance and does not provide insurance, legal, or financial advice. Coverage rules and prices vary by country and insurer—confirm with your national supervisor. Read our full disclaimer.
Motor
Motor third-party liability is compulsory. Optional omnium-style covers add own-damage protection.
Home
Fire, water damage, and theft wording varies; apartment co-ownership often involves building policies plus contents.
Life assurance
Outstanding-balance and term life covers are frequently linked to home loans—compare sum assured to real needs.
What to do this week
- Ask which layer is legally required vs optional omnium.
- For apartments, clarify building vs contents responsibilities.
- Confirm live rules with FSMA.
FAQ
- Where do I check Belgian insurance consumer rights?
- Start with the national supervisor FSMA and your insurer’s complaints process. PolicyPlain does not handle complaints or sales.