Is Kasko compulsory in Austria?

No. Haftpflicht is the compulsory motor liability layer. Kasko is optional cover for damage to your own vehicle.

EU / UK · EUR · German (English explainers first)

AustriaÖsterreich

Direct answer: Austria requires motor Haftpflicht; Kasko and household covers are optional layers chosen after the compulsory floor.

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Motor

Motor Haftpflicht is compulsory. Teilkasko / Vollkasko are optional physical-damage layers.

Home

Haushaltsversicherung (contents) and Gebäudeversicherung (buildings) should be compared separately for owners vs renters.

Life assurance

Ablebensversicherung (term) is the usual pure protection product; savings products are a different job.

What to do this week

Anchor on Haftpflicht limits, then decide if Kasko matches residual car value.
Renters: focus on household contents and personal liability extensions.
Confirm live rules with FMA.

FAQ

Is Kasko compulsory in Austria?: No. Haftpflicht is the compulsory motor liability layer. Kasko is optional cover for damage to your own vehicle.