Compliance reminder · Published 2026-09-27
Reminder: verify state auto minimums before you buy
State minimum liability charts change. Treat any published table as a starting point—confirm with your state DOI.
- Who it hits
- Drivers shopping liability limits in the US
- What to do this week
- Open your state DOI consumer page and confirm current BI/PD minimums before comparing quotes.
Direct answer: Auto liability minimums are set by state and can change. Any educational table on PolicyPlain is a prototype for learning—not a live legal database.
Before you buy or renew, confirm the current numbers with your state’s department of insurance (or equivalent). Then decide whether the legal floor matches the crash costs you’re actually worried about.
Use our state pages and liability tools to understand the structure of limits; use the DOI for the authoritative figure.
Source of truth: State DOI consumer resources (varies by state). Confirm live primary sources before acting—educational only.